We are truly delighted with the personal and totally tailor made service Geoff Baker has provided us.
We felt our financial situation was made rather more complicated by our current personal circumstances and were concerned that finding a mortgage at all could prove difficult.
However, having been helped by Geoff several times over the last 2 years, we knew if there was a way, he would find it! Dawn is also exceptionally helpful and always replies speedily and efficiently to any enquiries.
Geoff is always so positive and encouraging and a source of excellent advice. After spending time discussing various options with us, he carefully considered how best to buy with what we have, including other factors, rather than just focusing on affordability. His wide network of contacts meant we weren’t just confined to high street options and his introduction to a company we could never have accessed alone has enabled us to move forward and secure a mortgage.
Geoff has a great talent for seeing the bigger picture and finding excellent solutions to what feel like insurmountable problems.
He is completely independent and works tirelessly to provide the perfect personal package for each client. During each meeting with him you know he listens carefully and genuinely cares about helping you achieve your desired outcome, going out of his way to proactively help wherever he can.
We are so pleased to have met him and thank him for working so hard on our behalf.
We highly recommend his services to anyone considering any form of financial commitment
I chose Geoff after speaking with several Mortgage Brokers. He took the time to understand my circumstances, was completely transparent when recommending which mortgage to choose and very knowledgeable on how much the banks would lend in my particular situation. Overall, a fantastic service which took all the stress out of the mortgage application – I will not hesitate to use again in the future for any financial services.
I can’t see a reason NOT to use Geoff Baker for your mortgage.
Deal with the bank/building society direct and you probably won’t get the best deal.
If your mortgage, like ours, is more complex, you are at high risk these days of not actually getting one.
Geoff and Dawn together, really are like the Caped Crusaders of the difficult mortgage world.
Geoff kindly sorted our mortgage and life assurance when we bought our first house together. I thought the life cover I had in place at work would be sufficient, but I’m grateful Geoff suggested I put a standalone policy in place – especially after going self-employed within a year or so.
He also helped me understand the benefits of saving via an offset mortgage – whereby you not only get the lenders rate on your savings, but you receive a gross rate of interest without having to pay any tax – great advice I’ve relayed to friends many times over the years.
It was an easy decision to come to Geoff when considering our next move to a larger place. Being self-employed, I thought I’d not be able to borrow much at all.
Here again, Geoff’s advice was invaluable as he brought me up to speed on the latest lending criteria. It transpired we could not only borrow more than I thought, but the rate was lower than our existing mortgage.
By using Geoff, you avoid the many pitfalls and access the inside track on the best deals available. I would definitely recommend him to anyone needing a new mortgage.
Dear Geoff and Dawn
Thank you both for all your help, patience, and hard work. It is tremendously appreciated.
Geoff and Dawn were fantastic, we were really happy with the service and attention given. Great service, 5*.
Dear Geoff and Dawn
Thank you so much for all your hard work getting us in our new home
Dear Geoff and Dawn
Thank you so much for all of your help and making all this possible. We appreciate it hasn’t been as straight forward as any of us would have liked, but despite everything you have allowed us to turn our dreams into reality.
Geoff and his team have successfully arranged four mortgages for us to date. He secured the required finance at competitive terms and within very tight timescales. This was invaluable at times when purchases had to be completed quickly in order to secure the properties. I thoroughly recommend Geoff and look forward to working with him and his team in the future; they are a great find!
I was fortunate enough to be recommended to Geoff Baker Mortgage Adviser by a member of my family, for whom Geoff had arranged a mortgage on more than one occasion in the past. Geoff was swift to arrange a meeting, where he clearly set out what was involved in the process. Being self-employed was something I thought was going to cause me real problems in getting a mortgage arranged, but Geoff made the process pain free and seamless, and I am eternally grateful to GBMA: it took just six weeks from making the offer to putting the keys in the door!
I may be a geek with computers but financial advice is a total minefield, Geoff has been a real financial adviser for us and we must have now used him for over 10 years. Never intrusive and always there on the other side of the phone whether I’ve needed to ask a question offering instant help and somehow memorising all our financials.
Geoff and his team were brilliantly efficient in helping us find a mortgage and the speed at which everything went through was key to the successful completion of our house purchase. His assistance with the complicated business of life cover and payment protection was also invaluable.
Geoff always kept us up-to-date and his personable and friendly approach made the whole process a lot less stressful. We would not hesitate to ask Geoff for assistance again in the future. Thank you!
When I first contacted Geoff about my mortgage needs I was not sure that what I wanted to achieve was possible but through his advice and experience we found an excellent solution.
Geoff and his team were able to find suitable, competitive products and efficiently handled the application process. When our request was initially declined, Geoff was able to mount a successful appeal and get the funding in place ahead of the deadline.
An excellent, personal and professional service. Highly recommended.
You have been excellent – the only professional I have dealt with during the whole painful course of this move…….
Dear Mr. Geoff Baker
I write to express my gratitude for your extremely kind support and outstanding service regarding a rather complicated mortgage application, which was of course successfully completed on time.
Since I was not a British applicant, and my daughter still a student, arranging a joint mortgage was by no means a simple task. Without your flexible approach and appropriate negotiation with the mortgage provider, I am certain that the mortgage offer would not have been granted within my planned time schedule, especially since it was a very busy period for the mortgage provider. I understand it mustn’t have been easy and was definitely time consuming, with the mortgage provider putting you on hold for over 45 minutes before answering a simple enquiry.
I would also like to thank you for your gentle tone, prompt and patient communication with a client with very little knowledge of the processes involved, such as myself. Your kind communication made me feel at ease, enabling me to concentrate on my ordinary job.
Thank you again for your excellent work.
I was first introduced to Geoff by my divorce lawyer several years ago. Geoff was extremely reassuring and able to immediately help my financial situation in a very practical way at a time when my financial circumstances were undergoing considerable change. Unlike financial advisers I have dealt with in the past, Geoff has never promised something he hasn’t been able to deliver and his advice has always been pragmatic. I’d have no hesitation in recommending him and he continues to have my repeat business.
Geoff Baker has arranged my last three mortgages as well as other financial services for me such as life insurance and critical illness cover for me. I’ve found that his Company offers a friendly bespoke service. They are happy to work around your time availability which is immensely helpful if you have a busy job. Meeting an adviser face-to-face is also an advantage – and their advice is always thorough and never rushed. Advice is independent and once decisions are made they are quick and efficient at expediting both mortgages and other financial arrangements. On more than one occasion a house purchase has depended on the speed of a mortgage application – and thanks to the swift service I’ve always been successful whilst other advisers have not always been able to offer as efficient a service.
All in all I can heartily recommend both Geoff Baker as a mortgage adviser and his Company for their thorough, efficient, friendly and professional service.