Welcome to Geoff Baker Mortgage Adviser

GBMA are independent mortgage advisers with offices in London & Epsom, Surrey. Geoff Baker offers Independent Financial Advice via his company Lighthouse Epsom – see link below.

We offer products from a comprehensive range of lenders, including deals not always available to individuals via the High St and we are experienced in dealing with all aspects of the mortgage market from, Home Purchase, Re-Mortgage, Buy-to-Let, Keyworkers, Commercial, Expats, and Foreign Nationals. We have access to the whole mortgage market, but do not recommend “direct only” products from certain lenders. A list of lenders is available on request.

We are Directly Authorised and regulated by the Financial Conduct Authority.

We offer Cost-effective mortgages and more

  • We’ll search the whole market and find you the mortgage that best suits your particular situation.
  • We compare mortgages on a Total Cost to Pay basis not just the underlying interest rate.
  • We offer a free, no obligation, initial consultation.
  • We’ll take time to understand your circumstances and plans for the future and explain, in plain English, the pros and cons of different mortgage options and how they could affect you.
  • We’ll fit around your lifestyle and manage your mortgage application through to completion.
  • We won’t forget about you. If you choose we can provide you with a regular mortgage review to ensure you’re still getting the best possible deal.

We complete all this on your behalf.



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About Us

Geoff Baker Mortgage Adviser is authorised and regulated by the Financial Conduct Authority for residential mortgages, registration no 303547 (www.fca.org.uk/register/) Consumer credit licence no 585377 The FCA do not regulate some Buy to Let or Commercial mortgages.

We provide advise on following services.

  • Retirement and pension planning
  • Investing for capital growth or income
  • School fees planning
  • Tax planning and mitigation*
  • Protection against critical illness
  • Income protection
  • Inheritance planning
  • Private medical insurance
  • Family protection life assurance
  • Mortgage services
  • Property portfolio services

Need to know more about IFA and the rules we follow. Please visit,